Some of the things are the same way I look at other’s debt too

My neighbor managed to purchase her house for under 100k, but managed to refinance and roll credit card debt into it for 280k and now she’s in foreclosure. She abandoned the house almost 4 yrs ago and took a job in another state, but continued paying on the house and continue using the credit cards. I never understood why she kept purchasing stuff just to not use it or sell it cheap at a garage sale.